Budget

Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of American families have a working monthly budget. But it’s worth the effort. Developing a budget that you can maintain over the long term has been definitively linked to building wealth, while simultaneously helping you get out of debt and cut expenses.

How to Create a Budget. Budgeting money is important for us to be able to meet our expenses whether in the home or business, manage our money, and keep our finances in check. We need to know where our money is going, and put away enough to...

Building a good budget is the key to managing your money. This free budget calculator will give you a clear view of your monthly finances and help you find places to change your budget to make the most of your income.*

"Budget" shouldn’t be a dirty word. A budget is a financial planning tool, not a sword hanging over your head. Here’s how to create a smart budget that maximizes the money you have to help you reach your goals.

Happiness and financial management are a match made in heaven. Living on a fixed income has its pros and cons, but you can work both to your advantage. Enhance the good points, work to lessen the not-so-great points, and you'll create a more stable, comfortable lifestyle. By definition, fixed incomes don't vary, at least not by much. The downside is that inflation could impact its value, and you can't predict to what degree. The best course of action is the same, whether your income is fixed or not: Cut expenses and build up savings.

The number one rule to financial success: spend less than you earn. And the best way to do that is to keep track of what you spend. Here are 10 tricks for crafting the perfect budget (and sticking to it).

A budget is a plan for every dollar you have. Here are the elements every budget should have, and a simple plan to begin making one.

A simple to follow step-by-step guide to help you create a budget - that actually works. Includes free printable budget form.

What good is a budget if you can't live with it? Here are seven tips on creating a budget that works for you.

Creating a personal budget is the key to gaining control of your money. Download this spreadsheet from Better Money Habits to begin creating your individual budget.

It’s hard to know how much you should spend on housing, clothing or food. Determine how to budget your money with the 50/20/30 guideline.